Get Long Island Car Service Excess Insurance

By Claudine Hodges


There is a lot of competition within the car hire industry. Rental companies are being forced to reduce their prices by offering basic services. They have been forced to pass the liabilities to unsuspecting clients. It is possible for you to get yourself a Long Island car service insurance coverage that takes care of the damages you are exposed to.

This insurance option is very costly when paid for at the point of sale. Sometimes it even double the total cost of renting the vehicle. There are some providers that encourage their sales team to sell the insurance cover during this time. This is the wrong time for them to pressure you with such details because you are tired from your flight.

The ethics involved are questionable but the companies find it easier to offer lower prices for their rentals and then rely on the extra charges to boost their profits. This tactic is mostly used by companies in this particular industry like airlines and hotels.

Excess insurance is beneficial when you incur tire, window and undercarriage damages. The cover also comes in handy when the rental vehicle is vandalized or stolen. The rate of this policy is dependent on the company that you settle for.

There are ways in which you can take advantage of the companies policies. You can enjoy low rental charges while ensuring that you are covered from insurance excess in the event of a mishap. You just need to have the knowledge on how to do this.

Rental companies have found a way of making the clients pay for the insurance they offer. It is advisable for you to have the policy when you are renting out a vehicle but it is not mandatory for you to take it out from your rental company. You can opt to look for insurance from other available sources. In case you are not able to get better alternatives then you can just pay for the services offered by them.

Excess insurance is so competitive it has developed into an industry. It has been able to succeed because most of the rental companies no longer offer the option to their client as part of the package. Make sure that you have the insurance by the time you collect the rental vehicle. Getting a separate extra insurance will offer you a chance to enjoy competitive prices from both industries.

There are some agents and brokers that will offer you the chance to take out excess insurance as you book for the vehicle. The prices they offer are lower than those of the rental operators but they are still higher than those of an insurance provider.

Use the internet to research on all your options in an effort to cut on costs. There are a few pointers that you can use to your advantage. You can opt to take out excess insurance with the rental company as you collect the vehicle. However, you need to realize that you will be paying a higher premium for it.

If it is better, get excess insurance and car hire from different companies. At the end of the day you will have gotten a good deal.




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